🏁 Putting it together · Lesson 104
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Net worth — the real scoreboard
Income is what you make. Net worth is what you KEEP.
The idea
Net worth is the real scoreboard for money: everything you OWN minus everything you OWE. A big paycheck doesn't make you rich if you spend it all — what matters is the gap you keep and invest. Two people earning the same can end up worlds apart, because income is what you make but net worth is what you KEEP. 📊
Words to know
- Net worth
- Everything you own minus everything you owe — the truest measure of wealth.
- Assets
- Things you own that have value, like savings and investments.
- Liabilities (debt)
- Money you owe, like credit cards or loans — it lowers your net worth.
- Income
- The money you earn; it's the flow, not the same as what you keep.
- Lifestyle creep
- Spending more as you earn more, so your net worth never actually grows.
Try it — no account needed
Match each item to whether it makes net worth GO UP or GO DOWN.
0 / 5 matched
In the full lesson
- 1Match the pairs
Vine has 107 lessons like this one, each written three ways so a 7-year-old and a 17-year-old both get a version that fits.
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