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🧱 Investing foundations · Lesson 58
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Mutual Funds vs ETFs

A mutual fund pools money to buy many companies, and it prices once a day.

The idea

A mutual fund is a big shared basket. Lots of people put their money in together, the fund buys many different companies with it, and everyone ends up owning a small slice of all of them. An ETF is a basket too, but you buy and sell it on the stock exchange any time the market is open, while a mutual fund gets just one price per day, set after the market closes. Both spread your money across many companies, and neither one can promise your money will grow. 🧺

Words to know

Mutual fund
A shared basket where many people's money buys many companies at once.
ETF
Exchange-traded fund. A basket you can buy or sell during the trading day, like a stock.
Share
One slice of the basket. Buy more shares and you own a bigger slice.
NAV
Net asset value — the one price per share a mutual fund sets after the market closes each day.
Minimum
The smallest amount some funds let you put in to start, like $500 or $1,000.

Try it — no account needed

Both are baskets of many companies, but they work a little differently.

Sort each clue into the right column.

0 / 6 sorted

In the full lesson

  1. 1Sort into groups
  2. 2Work out the number
  3. 3Make the call

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